Social Security Disability Insurance Claim Denials
SSDI Attorneys in Orlando have the Expertise to Help
The Social Security Administration offers relief to millions of Americans with mental or physical impairments in the form of disability benefits. These benefits, known as Social Security Disability Insurance (SSDI) help people whose disabilities leave them unable to support themselves financially. Unfortunately, the majority of applicants can expect to be denied these benefits; it is estimated that only 30% of applicant’s initial claims are accepted.
The SSA has very strict guidelines as to who qualifies for SSDI benefits, and many applicants do not fully understand the criteria that they must meet to be accepted. This is why it is always recommended to let an experienced Orlando Social Security Disability attorney handle your claim for you.
Some common reasons that Social Security Disability claims are denied include:
You Do Not Meet the Basic Requirements
The SSA has basic requirements that must be met before you will be considered
to receive benefits, including age, employment date and work duration.
You must have worked at a job that paid into the Social Security program
via tax withholdings or payments for at least 5 of the past 10 years (or
20 credits within 10 years).
You will be denied benefits if you have not engaged in what the SSA consider recent work. The reason for this is because the taxes paid into social security act as an insurance premium, allowing you to receive disability benefits. Even if you have not worked recently, you may still be covered if you can establish that the date of impairment occurred before your date last insured (DLI). Your Social Security Disability attorney can examine your work history to determine if you are eligible for benefits.
Lack of Medical Evidence
Not having enough medical evidence to support your disability claim is the most common reason that benefits are denied. The SSA relies on medical records to make a judgment about how your impairment affects your ability to work. If there is not sufficient documentation for them to review, it hurts your chances of being accepted. This may be because you did not seek regular medical assistance for the disability, or you did not establish an ongoing treatment history with a sole doctor. Other contributing factors to a denial may be because you did not have the proper tests performed, you did not authorize the SSA to review your records, your testing was not through enough or your testing did not come from credible medical sources. A social security disability attorney will review your medical documents to determine if they contain all of the information the SSA is looking for.
Medical Evidence Hurts Your Claim
Another consideration is that the medical evidence that you did provide does not support your claim. The wrong type of evidence may be harmful to your claim, because it may not show how your impairment affects your ability to perform work. Your records may include a diagnosis of impairment, but will not necessarily say how it may affect you in a work environment. This is why it is extremely important to have an SSDI attorney examine your records before you submit them, to make sure that they do not contain information that is harmful to your claim.