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Trial Pro P.A. is proud to advocate for accident victims all over the state of Florida, including from our Central Florida office in Orlando. Our dedicated experienced personal injury attorneys handle a range of legal matters, from employment disputes to auto accidents claims. We can use our knowledge and legal skills to help you not only achieve a favorable outcome but relieve the legal burden on your shoulders as well. Our entire team understands how challenging and confusing litigation can be, which is why we are here for you through every step of the process.

The Trial Pro, P.A. attorneys, carry more than a century of collective legal experience and decades of working together as a team. We have represented hundreds if not thousands of people who have been injured due to car accidents, slip-and-fall, worker's compensation cases, and more. One thing that is clear to us is the essence of partnership. Without it, Trial Pro, P.A. could not be as effective in attaining success for our clients.

When In A Car Accident What Can I Sue For?

Frequently Asked Questions - When In A Car Accident What Can I Sue For?

When you have been involved in an accident, you will most likely have an array of losses.  The most common claim that people sue an insurance company for is property damage.  After you and your vehicle have been involved in an auto accident, your vehicle will most likely be damaged.  This damage can range from a few scratches to a complete and total loss of the vehicle.  If the accident is minor and your vehicle sustains only scratches or minor dents, it is still important to most people that these damages be repaired, no matter how small or unnoticeable they may be.  The insurance company will send a field adjuster to you or you may wish to take the vehicle to the insurance company’s auto location.  The adjuster will inspect the vehicle and take pictures and will give an appraisal of how much they believe the damage will cost to fix.  You can either take your vehicle to a shop of your choice or the insurance company can recommend a body shop for you.  Usually, if you take your vehicle to a body shop recommended by the insurance company, they guarantee the repairs for as long as you own the vehicle.  If your vehicle is inspected by the body shop and they determine the cost to fix the damage is more than the insurance company has appraised, they will contact the insurance adjuster for you and send their estimate so the insurance company can then pay them the difference.  The insurance company will place you in a rental vehicle while your damage is being repaired.  The insurance company will pay for the rental in most instances but not all.  If you should have been afforded rental coverage but you were unable to get the rental for any reason, the insurance company will sometimes cut you a check for the amount the rental vehicle would have cost for your loss of use of a vehicle.  If you have to rely on a ride-sharing service, you can submit your receipts to the adjuster once your vehicle is repaired and they will reimburse you for the amount you have paid out of pocket.  If you have any items in your vehicle that are damaged such as your phone, sunglasses, child restraint seat, etc., you are able to submit the damages and receipts for new items that you have purchased to replace these and the insurance company will reimburse you for them.

If your vehicle has been deemed a total loss, you can sue the insurance company for the loss of the vehicle.  If you are financing the vehicle, you will need to contact the finance company to let them know the vehicle has been involved in an auto accident and has been deemed a total loss.  The insurance company and the finance company will work together and determine how much money is still owed on the vehicle and how much money you will receive after the vehicle is paid off.  The insurance company will determine how much the vehicle is worth based on the year, make, model, and mileage on the vehicle.  They usually do not consider any after-market upgrades or any special maintenance that has been put into the vehicle.  The insurance company will cut a check to the finance company to cover the payoff and if there is any money left over after the payoff, the difference will be sent to you in a separate check.  If it turns out that you owe more to the finance company than the vehicle is worth, the insurance company has no responsibility to cover the difference.  Most finance companies offer GAP insurance for this type of situation.  GAP insurance is a coverage you pay for, usually rolled into your vehicle payments to the finance company, which covers any amount that the insurance company does not pay.  For example, if your vehicle is worth $10,000.00 but you own $15,000.00 to the finance company, the auto insurance company will pay their $10,000.00 to the finance company and the GAP coverage will pay the remaining $5,000.00 to the finance company so the vehicle is paid off.  If you do not have GAP coverage, you will still owe the finance company $5,000.00.

When you are involved in an accident and you are injured, you can sue the insurance company for bodily injury or uninsured motorist claims.  Bodily injury coverage is the coverage on the other parties' insurance policy which affords coverage up to a certain amount, however much they choose to be insured for, which pays out to you if you are injured through the settlement amount.  If you are hit by someone who does not have bodily injury coverage or does not have enough bodily injury to cover your damages, you can then look to your own policy and submit a claim for uninsured/underinsured personal injuries.

If you miss time from work due to injuries sustained in an auto accident, you can also sue the insurance company for lost wages.  Your own insurance company in the State of Florida will pay any lost wages owed to you from your PIP coverage at 60%.  The remaining 40% of your lost wages can be reimbursed through your bodily injury settlement once you submit a demand package.

When you settle a personal injury claim, you will receive one lump payment for your damages.  You can submit an array of evidence to the insurance adjuster who will review your claim and make an offer on your case based on the extent of your damages.  Demand packages summarize how the accident happened, your injuries, your medical treatment, any out of pocket costs and any future medical treatment you may require.  Any unpaid lost wages can also be added to the demand package and the insurance adjuster will evaluate the entire package and will make an offer to settle the claim.  If you have hired an experienced personal injury attorney to handle your claim for you, your attorney and the insurance adjuster will negotiate back and forth for several days to several weeks in order to reach an amicable settlement for your injuries.  Your attorney will never advise you to settle your claim for less than they believe it is worth.  If you, your attorney, and the adjuster are unable to come to an agreement, your attorney will discuss with you the option of filing a lawsuit against the insurance company.

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Our goal is to make the process as easy as possible for you. You don't even have to come into our office if you cannot travel or adjust your schedule to make it to us. We're more than happy to come to you!

In addition to traveling directly to our clients, the team at Trial Pro, P.A. also pledges to provide clear advice and regular client communication. We know how vital regular contact with our clients is - we never leave you hanging or delay our responses. 

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After experiencing an automobile accident, the last thing you desire is to have an attorney at hand that doesn’t know how to represent you adequately. You want a reputable law firm that will.
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We put our knowledge and legal abilities into action to assist you to attain a positive outcome and ease the legal stress from your shoulders simultaneously. Trial Pro, P.A., holds a reputation for achieving real success for clients. Please leave it to us to fight wisely but aggressively. 
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Experiencing a car accident can be frustrating and scary, but our promises to you are fully authentic. Trial Pro, P.A.'s injury legal attorneys, do not under-deliver. Instead, we do everything in our capabilities to go above and beyond your expectations. 
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It would help if you didn't have to beg for a call back from your attorney. It would be best if you didn't have to beg for an update on your case. At Trial Pro, P.A., we don't operate in that manner. We constantly call our clients to give them updates on their claims. If we miss a call, we promise always to return it.
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Our objective is to enable our clients to relax and concentrate on healing, recognizing that the legal professionals at Trial Pro, P.A. holds the knowledge and resources to adequately tackle all the legal and financial specifics associated with their dispute.
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Based in Florida, Trial Pro, P.A. represents clients across Florida from our offices in Miami, Orlando, Ft. Myers, Naples, Delray Beach, Jacksonville, and Daytona Beach. We are dedicated to fully serving you to every degree. We vow to make the entire process of working with us as easy and as stress-free as possible. Therefore, we are more than happy to meet with you at your home, place of employment, hospital room, or other business that you find more convenient. You are always welcome to come into our office as well.

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Trial Pro P.A. is proud to advocate for accident victims all over the state of Florida. Our dedicated, experienced personal injury attorneys handle various legal matters, from employment disputes to auto accidents claims. We can use our knowledge and legal skills to help you not only achieve a favorable outcome but relieve the legal burden on your shoulders as well. Our entire team understands how challenging and confusing litigation can be, which is why we are here for you through every step of the process.

Trial Pro P.A. Orlando Office

  (407) 300-0000

 250 N Orange Ave 14th Floor
Orlando, FL 32801


Trial Pro P.A. Tampa Office

  (813) 522-5444

 1000 N. Ashley Drive, Suite 512
Tampa, FL, 33602


Trial Pro P.A. Naples Office

  (239) 300-0000

 870 111th Ave N #1
Naples, FL 34108


Trial Pro P.A. Fort Myers Office

  (239) 400-5000

 9341 Marketplace Rd
Fort Myers, FL 33912


Trial Pro P.A. Melbourne Office

  (321) 586-2088

 2551 W. Eau Gallie Blvd., Suite 102
Melbourne, FL, 32935

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250 N Orange Ave, 14th Floor
Orlando, FL 32801
help@trialpro.com
(407) 300-0000


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Trial Pro, P.A. Car Accident Attorneys
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The information on this website is for general information purposes only. The Information presented at this site should not be construed as formal legal advice nor the formation of an attorney-client relationship. For medical advice and treatment, you should contact a licensed medical professional.