Auto Accidents Involving Uber or Lyft

With the increase in popularity of rideshare companies like Uber and Lyft, more and more people are putting trust in strangers to help them get from point A to point B. When an auto accident involving an Uber vehicle occurs what happens next can be much different that your traditional auto accident.

Has the Uber driver notified their auto insurance company that they are driving for Uber?

Is Uber responsible for any injuries sustained in the accident?

What are your rights as a passenger?

Are you employed by Uber? Who covers your medical bills? Is this a work comp claim?

What started as somewhat of a grey area has become clearer in the way insurance companies are handling these types of auto accidents. Is the Uber driver’s personal auto insurance policy responsible for BI coverage? Or is Uber responsible for BI coverage? Did the accident occur while the Uber driving was between trips or with a passenger in the Uber? Often times an attorney will need an opportunity to review the insurance policies and disclosures. In some scenarios the driver’s personal auto insurance may extend BI coverage while other scenarios may have Uber extending a $1 million BI coverage. Bodily injury coverage that is extended when an Uber driver is between trips varies from the coverage extended when an accident occurs during a paid fair.

If you are ever involved in an accident as an Uber driver, Uber passenger, or as a third party hit by an Uber driven vehicle it is important to follow the usual steps after an accident but to also visit to file a claim through Uber.


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